Institute of photographers Terms and Conditions

Terms and Conditions

These Terms and Conditions (“Terms”) govern the use of the online photography education and awards platform (the “Service”) provided by The Institute of Wedding Photographers (“we,” “us,” or “our”) to the subscriber (“you” or “your”). By subscribing to our Service, you agree to abide by these Terms. Please read them carefully.

1 - Memberships and Subscriptions

1.1 Subscription Options:

We offer two subscription plans:

 • Monthly Subscription: Billed monthly.

 • Annual Subscription: Billed annually at a discounted rate.

1.2 Payment: 

 • Payment is due in advance for the chosen subscription period (monthly or annually).

 • By subscribing, you authorise us to charge your credit card or other payment methods on a recurring basis until you cancel.

 • All fees are non-refundable, except as required by law.

1.3 Additional Terms – Monthly Payment Plans

• Payment Plan Structure

  Clients may choose to pay for training or workshop bookings through an approved monthly payment plan (e.g. 2-month or 3-month instalments). The full balance must be received no later than the agreed date, and always before the start of the training or workshop.

• Client Cancellations

  Once a monthly payment plan has been agreed upon and activated, all payments made are non-refundable.

  • If the client cancels their booking at any point after the payment plan has started, no refund will be issued.

  • This includes circumstances where the client cannot attend the training, workshop, or event for any reason.

  • However, at our sole discretion, we may allow the client to transfer their booking to a future training date or event, subject to availability.

• Cancellations by the Company

  In the unlikely event that we cancel or postpone the training, workshop, or event, clients will be offered:

  • A full refund of all payments made, or

  • The option to transfer to an alternative date without additional charge.

• Payment Default

  Failure to complete all instalments by the due dates may result in your booking being cancelled without refund. Access to any part of the training or workshop will not be permitted until all payments have been received in full.

• Governing Law

  These terms are governed by and construed in accordance with the laws of England and Wales, and any disputes shall be subject to the exclusive jurisdiction of the courts of England and Wales.

1.4 Free Trial:

If offered, free trials are available only to new users. At the end of the trial period, your subscription will automatically convert to a paid subscription unless you cancel prior to the end of the trial.

2 - Cancellations and Renewals

2.1 Automatic Renewal: 

 • Your subscription will automatically renew at the end of each subscription period (monthly or annually), and the payment method on file will be charged unless you cancel your subscription before the renewal date.

2.2 Cancellation: 

 • You may cancel your subscription at any time by accessing your account settings.

 • If you cancel, you will continue to have access to the Service until the end of your current subscription period.

 • Cancellations will not result in a refund or prorated refund for any unused portion of your subscription.

3 - Changes to Fees and Services

3.1 Fee Changes: 

 • We reserve the right to modify our subscription fees at any time. If the fees change, you will be notified in advance, and the new fees will apply to the next subscription period. If you do not agree to the fee change, you must cancel your subscription before the next billing cycle.

3.2 Service Changes: 

 • We reserve the right to modify or discontinue the Service, temporarily or permanently, without notice. However, if we discontinue the Service, you will be refunded for any prepaid but unused subscription period.

4 - Account Responsibilities

4.1 Account Information: 

 • You are responsible for maintaining the confidentiality of your account login information.

 • You are responsible for all activities that occur under your account.

4.2 Prohibited Activities: 

 • You may not share your login credentials with others.

 • You may not resell, distribute, or sublicense access to the Service.

4.3 Termination of Account: 

 • We may suspend or terminate your account if we determine that you have violated these Terms or if your payment fails. No refunds will be issued in cases of suspension or termination due to violation of the Terms.

5 - Content and Intellectual Property

5.1 Ownership:

All materials provided through the Service, including but not limited to videos, images, tutorials, and other educational content, are the property of The Institute of Wedding Photographers or its licensors and are protected by copyright laws.

5.2 Licence: 

 • As a subscriber, you are granted a limited, non-transferable, non-exclusive licence to access and view the content for personal and non-commercial use only.

 • You may not copy, distribute, modify, or create derivative works based on any content provided through the Service.

5.3 User-Generated Content:

Any content you upload or submit to the Service (such as comments, photos, or project submissions) remains your property. However, by submitting content, you grant us a non-exclusive, worldwide, royalty-free licence to use, display, and modify such content for purposes related to the Service.

6 - Disclaimers and Limitations of Liability
6.1 No Guarantees:

The Service is provided on an “as-is” and “as-available” basis. We make no warranties or guarantees regarding the accuracy, completeness, or quality of the content.

6.2 Limitation of Liability:
To the fullest extent permitted by law, we shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising out of your use of the Service.

6.3 Indemnification:

You agree to indemnify and hold harmless The Institute of Wedding Photographers, its employees, and affiliates from any claims, damages, or expenses arising out of your use of the Service or violation of these Terms.

7 - Privacy

7.1 Data Collection:

We collect personal information in accordance with our Privacy Policy, which outlines how we use and protect your data. By using the Service, you consent to the collection and use of your data as outlined in the Privacy Policy.

8 - Governing Law and Dispute Resolution

8.1 Governing Law:

These Terms are governed by the laws of the United Kingdom. Any legal action or proceeding related to the Service shall be brought in a court located in the United Kingdom.

9 - Amendments to the Terms

9.1 Modifications:

We may modify these Terms from time to time. If we make material changes, we will notify you by email or through the Service. Your continued use of the Service after the changes become effective constitutes your acceptance of the new Terms.

10 - Contact Information
If you have any questions about these Terms, please contact us at:

Email: hello@instituteofphotographers.com

By subscribing to and using the Service, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions.